TERMS OF SERVICE
Last Updated: April 5, 2026
Welcome to nb-reversemortgages.ca. This website is
operated by Mortgage Edge, a licensed mortgage
brokerage in Ontario.
By accessing this website or downloading any materials,
you agree to these Terms of Service. If you do not
agree, please do not use this website.
1. ABOUT US
Mortgage Edge
Licensed Mortgage Brokerage
Financial Services Regulatory Authority of Ontario (FSRA)
Licence #10680
Suite 210 - 15 Wertheim Court
Richmond Hill, ON L4B 3H7
Email: [email protected]
Phone: +1 (416) 910-8073
2. EDUCATIONAL PURPOSE ONLY
The "3-Step Equity Access Method" guide and all content
on this website are provided for EDUCATIONAL AND
INFORMATIONAL PURPOSES ONLY.
This content:
- Does NOT constitute financial, legal, investment,
or mortgage advice
- Does NOT represent an offer or solicitation for
any mortgage product
- Does NOT guarantee any specific outcomes or results
- Should NOT be relied upon as the sole basis for
any financial decision
Every individual's financial situation is unique.
Before making any decisions about your home equity,
you should:
- Consult with a licensed mortgage professional
- Seek independent legal advice
- Consider your personal financial circumstances
3. ELIGIBILITY
The information provided on this website discusses
reverse mortgage products available in Canada to
homeowners aged 55 and older. If you are under 55
or do not own a home in Canada, this information
may not be applicable to your situation.
4. NO PROFESSIONAL RELATIONSHIP
Downloading our educational guide or subscribing to
our emails does NOT create a broker-client relationship.
A professional relationship is only established when
you formally engage our services and complete the
required documentation.
5. EMAIL COMMUNICATIONS
By requesting our free guide, you consent to receive:
- The educational guide you requested
- Occasional emails with educational content about
home equity options for Canadian homeowners 55+
You may unsubscribe at any time by:
- Clicking the "unsubscribe" link in any email
- Contacting us at [email protected]
We will process your unsubscribe request within
10 business days as required by Canada's Anti-Spam
Legislation (CASL).
6. INTELLECTUAL PROPERTY
All content on this website, including the "3-Step
Equity Access Method" guide, text, graphics, logos,
and other materials, is the property of Mortgage Edge
and is protected by Canadian copyright laws.
You may:
- Download and view materials for personal,
non-commercial use
You may NOT:
- Reproduce, distribute, or republish any content
- Use materials for commercial purposes
- Remove any copyright or proprietary notices
- Share, resell, or redistribute our guides
7. ACCURACY OF INFORMATION
While we strive to provide accurate and current
information, we make no warranties or representations
about:
- The accuracy or completeness of any content
- The suitability of information for your situation
- Current interest rates, terms, or product availability
Mortgage products, rates, and regulations change
frequently. Always verify current information with
a licensed professional.
8. LIMITATION OF LIABILITY
TO THE MAXIMUM EXTENT PERMITTED BY LAW:
Mortgage Edge, its officers, directors, employees,
and agents shall NOT be liable for:
- Any decisions made based on information provided
- Any direct, indirect, incidental, or consequential
damages arising from use of this website or materials
- Any errors or omissions in content
- Any losses resulting from reliance on this information
Your use of this website and materials is entirely
at your own risk.
9. THIRD-PARTY LINKS
This website may contain links to third-party websites.
We are not responsible for the content, privacy practices,
or accuracy of any external websites. Inclusion of any
link does not imply endorsement.
10. TESTIMONIALS AND RESULTS
Any testimonials or examples on this website represent
individual experiences. Results vary based on personal
circumstances, and we cannot guarantee similar outcomes
for all users.
11. WEBSITE AVAILABILITY
We do not guarantee that this website will be available
at all times or that it will be free from errors,
viruses, or other harmful components.
12. CHANGES TO TERMS
We reserve the right to modify these Terms of Service
at any time. Changes are effective immediately upon
posting. Your continued use of the website after
changes constitutes acceptance of the new terms.
13. GOVERNING LAW
These Terms of Service are governed by the laws of
the Province of Ontario and the federal laws of
Canada applicable therein. Any disputes shall be
resolved in the courts of Ontario.
14. SEVERABILITY
If any provision of these Terms is found to be
unenforceable, the remaining provisions shall
continue in full force and effect.
15. CONTACT US
If you have questions about these Terms of Service,
please contact us:
Mortgage Edge
Suite 210 - 15 Wertheim Court
Richmond Hill, ON L4B 3H7
Email: [email protected]
Phone: +1 (416) 910-8073
FSRA Licence #10680